Automotive
Car ownership cost calculator
Estimate monthly and annual car ownership costs in Hong Kong by model and year, including licence, fuel, charging, insurance, parking and maintenance.
2. Select an official HK vehicle record
Source: Transport Department first-registered vehicle open data (through July 2026). Petrol records also cover petrol-electric hybrids; search fills specifications and licence fee only.
Estimated ownership cost
HK$89,539 per year
Government records and preset costs are references. Confirm against the registration document and quotations.
How much does it cost to own a car?
The real cost of a car is more than fuel. Insurance, parking, registration, routine servicing, tyres and tolls can add up to a significant monthly amount. This calculator converts annual bills into a monthly average so that different cars are easier to compare in Hong Kong.
Select a vehicle type, model year and matching government record to fill in its licence band. Running-cost fields remain editable because consumption, servicing and tyres depend on the exact variant and usage.
What the calculation includes
Fuel or charging
Monthly distance × consumption × local energy price.
Insurance and parking
Recurring monthly premiums and parking charges.
Licence and maintenance
Annual registration, servicing and repair budget divided by 12.
Tyres and road costs
Tyre replacement allowance, tolls, road charges and miscellaneous costs.
How Hong Kong vehicle licence fees are calculated in 2026
| Vehicle | Licence basis | 2026 annual fee |
|---|---|---|
| Petrol / hybrid | Engine cylinder capacity | HK$5,074–HK$14,694 |
| Light diesel | Engine cylinder capacity | HK$6,972–HK$16,592 |
| Pure electric | Rated power on registration document | HK$1,614–HK$5,114 |
Fee bands include the annual HK$114 Traffic Accident Victims Assistance Fund levy. View the Transport Department fee schedule
Frequently asked questions
Does the result include depreciation?＋
No. Depreciation depends heavily on purchase price, age, mileage and resale conditions. Add an estimated monthly amount under car loan or other costs if you want it reflected in your budget.
Are electric cars always cheaper to run?＋
Electric cars often have lower energy and routine maintenance costs, but charging location, insurance, parking, tyres and purchase price can change the total.
How accurate is the model search?＋
It uses the Transport Department's first-registered vehicle open data. Some historical, imported or uncommon variants may be absent. Always confirm the details—and an electric car's rated power—against its Hong Kong vehicle registration document.